The asking price is the number everyone fixates on — but in Fairfield County it's rarely the number that decides whether a first purchase is comfortable or stressful. Here's what to set aside beyond the down payment.
Beyond the down payment
Closing costs: typically 2–5% of the purchase price.
Prepaid taxes and insurance held in escrow at closing.
A reserve for the first round of repairs and immediate updates.
Getting pre-approved the right way
A strong pre-approval does more than set your budget — it makes your offer credible in a competitive market. When you're ready to map your numbers to real neighborhoods, let's talk.